If you have the BCBS Basic plan through the Federal Employee Health Benefits Program, BCBS will reimburse you up to $800 for your Medicare Part B premiums. Enter the first three letters of the Identification Number from your member ID card. 2021 Blue Cross and Blue Shield Service Benefit Plan 3 Table of Contents . The deadline to apply is December 31 of the following benefit year. Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals, 5(b). Find Coverage Coordinate benefits & save money /(trident|msie)/i.test(navigator.userAgent)&&document.getElementById&&window.addEventListener&&window.addEventListener("hashchange",function(){var t,e=location.hash.substring(1);/^[A-z0-9_-]+$/.test(e)&&(t=document.getElementById(e))&&(/^(? Reimbursement Account for Basic Option Members Enrolled in Medicare Part A and Part B Basic Option members enrolled in Medicare Part A and Part B are eligible to be reimbursed up to $800 per calendar year for their Medicare Part B premium payments. If you are looking for bluecross blueshield medicare reimbursement? Step 5: Follow these instructions to reset your password quickly! Step 4: bluecross blueshield mra will send you an email with additional instructions on how to reset your password. Mental Health and Substance Use Disorder Benefits, 5(h). For Part B, you pay a premium. Step 1: Start your internet browser, and then go to the official bluecross blueshield wageworks website. Read More, Are you a retired federal employee? ')n SY'QbsG`4G8%F|@n~ DO 2021 Rate Information. Some Federal Employees Can Apply Today for $50 Award, What Is Medicare IRMAA? All members can pay month-to-month online. BCBS recognizes doctors and hospitals for their expertise and exceptional quality in delivering care. Register Now. Deductibles. This article Thompson Wealth Management |Securities and Advisory Services offered through Harbour Investments, Inc. Call (877) 200-9615 TTY: 711 to enroll! Download our Medicare Reimbursement Account QuickStart Guide to learn more, edicare Reimbursement Account (MRA) Pay Me Back Claim Form. Find the health insurance option that is right for you, your family, or your business. contact your local Blue Cross Blue Shield company, Receive Social Security or Railroad Retirement Board benefits, Have been diagnosed with end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS). You'll need the following information in order to pay online: Please note, it could take up to three business days for payments to be reflected in your account balances. Search by keywords, or filter by category or year, to find exactly what you're looking for. Medicare overview information on this website was developed by the Blue Cross and Blue Shield Association to help consumers understand certain aspects about Medicare. Medicare is federal health insurance available for eligible individuals age 65 and over, or individuals under 65 with certain disabilities or medical conditions. Basic Option members who have Medicare Part A and Part B can get up to $800 with a Medicare Reimbursement Account. Some Blue Shield Medicare Advantage Prescription Drug Plans (MAPD) provide affordable benefits like an allowance to pay for over-the-counter items, coverage for the cost of transportation to appointments and frames and eyeglass lenses or contact lens allowance. Blue Cross Blue Shield offers the most popular plan for retired federal employees, and its easy to see why. The protection of your privacy will be governed by the privacy policy of that site. You can pay for medical, dental, vision, and prescription plans. All Rights Reserved. Medicare Part A is free for most people. Register or log in to your Medicare Reimbursement Account online. Each Blue Cross Blue Shield company is responsible for the information that it provides. bO61D0Na> 91LP@ZIH3uH12` B*@o=g`;z"wUW~~P\IxTcr5u^2m:v| W Use your wellness reimbursement toward your favorite healthy activities, like fitness classes, weight-loss programs, sports lessons, and golf. There are four ways to apply: Via the EZ Receipts app, available at the, By mail at P.O. bluecross blueshield medicare reimbursement Guide, bluecross blueshield medicare reimbursement Tips, Step-by-Step Guide to bluecross blueshield medicare reimbursement, Medicare Reimbursement Account Claim Form and Instructions, Forgot bluecross blueshield medicare reimbursement password, People Also Searches bluecross blueshield medicare reimbursement, https://www.fepblue.org/our-plans/medicare/medicare-reimbursement, Bluecross blueshield fitness centers 24 hours, Bluecross blueshield fitness center discounts, blue cross blue shield medicare reimbursement account, blue cross blue shield medicare supplement, blue cross blue shield medicare advantage hmo. Medicare Advantage Plus BlueSM PPO and Prescription BlueSM PDP members have new options to pay their plan premiums online. LEARN MORE Member Discounts Take advantage of member-only discounts on health-related products and services. We will connect you with your local Blue Cross and Blue Shield company. You can also check out our blog for more great information and advice to help federal employees make the most of their retirement savings. To live free of worry, free of fear, because you have the strength of Blue Cross Blue Shield companies behind you. Click on it. Check here bluecross blueshield medicare reimbursement official portal step by step. hb``g``#~6 da.IJ]1_zhm5=uK>? Call the number on the back of your Blue Cross ID card. Fortunately, these benefits continue into your retirement and can make enjoying good health insurance affordable. As a federal employee, you enjoy some amazing benefits and one of the biggest is your healthcare plan. The 2022 Inflation Reduction Act will will extend Affordable Care Act (ACA) premium tax credits helping millions of Americans pay for health care. Our three plan options provide the benefits you need today and as your healthcare needs change. Click on it. You can pay with cash at any MoneyGram location. Rated 5-Stars by Medicare Medicare Are you ready? Call us at 1-833-698-1049. To apply, youll need to provide proof of payment of your Medicare Part B premium. 2021 Blue Cross Blue Shield Association. hTMHTQ>==7;H2RC fJ2-@SF7e$O+0w@(GB3mQ;s o@ ? &RaR!B Quality Care That's Right for YouWhether you need a routine check-up or a specialty procedure, you want the best care you can find.BCBS recognizes doctors and hospitals for their expertise and exceptional quality in delivering care. Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals, 5(c). If you have the BCBS Basic plan through the Federal Employee Health Benefits Program, BCBS will reimburse you up to $800 for your Medicare Part B premiums. An eligible spouse can also receive this reimbursement, so a couple could enjoy a mini-windfall of $1,600. The Blue Cross Blue Shield System is made up of 34 independent and locally operated companies. Not Registered? You will be going to a new website, operated on behalf of the Blue Cross and Blue Shield Service Benefit Plan by a third party. If youre the subscriber the person whose name is on your Blue Cross ID card its easy to set up recurring monthly payments that automatically pay your bill. Step 2: Click the Forgot Password? link. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. All rights reserved. This is additional coverage beyond the Medicare Part A that Americans over age 65 automatically receive. New member? There are no limitations or regulations about how you spend the money, so you could put it toward future healthcare spending, repairs on your home, or a vacation youve been longing to take. All you need to do is apply, and if youre eligible, you get paid. There are no limitations or regulations about how you spend the money, so you could put it toward future healthcare spending, repairs on your home, or a vacation youve been longing to take. Are you eligible for a Medicare reimbursement? Bluecross blueshield mra - Blucross Blueshield 2022 You have until December 31 of the following benefit year to submit your claim for reimbursement. If you still have trouble logging in, click the Forgot Password? link and follow the steps to reset your password. The best part is that ths reimbursement is yours to do with as you please. Select Blue Cross Blue Shield Globalor GeoBlue if you have international coverage and need to find care outside the United States. Box 14053, Lexington, KY 40512, A Social Security Cost of Living Adjustment (COLA) statement. IMPORTANT Rates: Back Cover Changes for 2021: Page 14 Summary of Benefits: Page 137 This Plan's health coverage qualifies as minimum essential coverage For Part B, you pay a premium. Reimbursement Account for Basic Option Members Enrolled in Medicare 1 DME and Supplies REIMBURSEMENT POLICY DME and Supplies Active Policy Number: Durable Medical Equipment - 001 Policy Title: DME and Supplies Section: DME Effective Date: 06/09/16 Product: Commercial FEP Medicare Advantage Platinum Blue The following policy addresses Blue Cross and Blue Shield of Minnesota's (Blue Cross) durable Highest Federal Employee Pay Raise? The mobile app makes it simple to see what you owe and take care of your balance. . As a healthcare partner to one-in-three Americans, the Blue Cross and Blue Shield Association is embracing the opportunity to improve lives across the United States, with President and CEO Kim Keck leading the effort. BLUE CROSS AND BLUE SHIELD MEDICARE PLAN Having put our members first for over 90 years, it's no wonder we're the Medicare coverage trusted by more doctors. LEARN MORE Medicare Advantage Plan for Veterans Get additional coverage that complements your current benefits through Veterans Affairs (VA). Medicare home | Blue Cross & Blue Shield of Rhode Island Once Again! Need to sign up for an online account? 0 The protection of your privacy . Register or log in to your Medicare Reimbursement Account online. Medicare Part A is free for most people. A Medicare Advantage Prescription Drug Plan | Brand New Day Reimbursement Account for Basic Option Members Enrolled in Medicare You can switch to one of our 5-star 2023 plans year-round Choose the box that describes you: Get Started. State and Federal Privacy laws prohibit unauthorized access to Member's private information. To get reimbursed for a flu or pneumonia shot, you'll need to fill out our Member Flu and Pneumonia Shots Reimbursement Form (PDF). The Blue Cross and Blue Shield words and symbols, Federal Employee Program and FEP are all trademarks owned by Blue Cross Blue Shield Association. All rights reserved. Applications processed by fax or mail can take up to 10 business days, and your reimbursement will be mailed as a paper check. box 14010 orange, ca 92863-9936 blue shield 65 blue shield 65 plus hmo po box 927 6300 canoga avenue woodland hills, ca 91365-9856 blue cross senior grievances and appeals oh0205-a537 mail location 4361 . www.fepblue.org . endstream endobj 12607 0 obj <>/Metadata 549 0 R/Names<>/Outlines 12651 0 R/PageLabels 12581 0 R/PageMode/UseOutlines/Pages 12584 0 R/StructTreeRoot 648 0 R/Type/Catalog/ViewerPreferences 12631 0 R>> endobj 12608 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 529/Tabs/S/Type/Page>> endobj 12609 0 obj <>stream There are several acceptable ways to do this: You will also need to submit your Medicare Part B premium bill that matches the amount you paid. What you need to know about the disease and our commitment to ensuring you have access to the right care at the right time. The Blue Cross Blue Shield Association is an association of independent, locally operated Blue Cross and Blue Shield companies. Reimbursement Account for Basic Option Members Enrolled in Medicare Part A and Part B . Current or retired federal employees under FEHB can get reimbursements for Medicare Part B premiums in some instances. To get reimbursed for a COVID-19 test, you'll need to fill out our Medicare Advantage COVID-19 Testing Member Reimbursement Form (PDF). Blue Cross and Blue Shield Service Benefit Plan FEP Blue Focus . During Open Enrollment, some examples of changes that you can make include: Join a Medicare Advantage (Part C) plan. Explore what the Benefit of Blue has to offer and enter your zip code below to find the local plan that fits your needs. What should you do if your bluecross blueshield medicare reimbursement password is lost? Step 3: Type your email address into the appropriate field, and then click the "Submit" button. Any covered member over 17 can make individual payments online. We provide health insurance in Michigan. Use this form to request reimbursement for services received from providers who do . window.ASL : {}; window.ASL.wp_rocket_exception = "DOMContentLoaded"; window.ASL.ajaxurl = "https:\/\/federalretirementservices.com\/wp-admin\/admin-ajax.php"; window.ASL.backend_ajaxurl = "https:\/\/federalretirementservices.com\/wp-admin\/admin-ajax.php"; window.ASL.js_scope = "jQuery"; window.ASL.asl_url = "https:\/\/federalretirementservices.com\/wp-content\/plugins\/ajax-search-lite\/"; window.ASL.detect_ajax = 1; window.ASL.media_query = 4756; window.ASL.version = 4756; window.ASL.pageHTML = ""; window.ASL.additional_scripts = [{"handle":"wd-asl-ajaxsearchlite","src":"https:\/\/federalretirementservices.com\/wp-content\/plugins\/ajax-search-lite\/js\/min\/plugin\/optimized\/asl-prereq.js","prereq":[]},{"handle":"wd-asl-ajaxsearchlite-core","src":"https:\/\/federalretirementservices.com\/wp-content\/plugins\/ajax-search-lite\/js\/min\/plugin\/optimized\/asl-core.js","prereq":[]},{"handle":"wd-asl-ajaxsearchlite-vertical","src":"https:\/\/federalretirementservices.com\/wp-content\/plugins\/ajax-search-lite\/js\/min\/plugin\/optimized\/asl-results-vertical.js","prereq":["wd-asl-ajaxsearchlite"]},{"handle":"wd-asl-ajaxsearchlite-autocomplete","src":"https:\/\/federalretirementservices.com\/wp-content\/plugins\/ajax-search-lite\/js\/min\/plugin\/optimized\/asl-autocomplete.js","prereq":["wd-asl-ajaxsearchlite"]},{"handle":"wd-asl-ajaxsearchlite-load","src":"https:\/\/federalretirementservices.com\/wp-content\/plugins\/ajax-search-lite\/js\/min\/plugin\/optimized\/asl-load.js","prereq":["wd-asl-ajaxsearchlite-autocomplete"]}]; window.ASL.script_async_load = false; window.ASL.init_only_in_viewport = true; window.ASL.font_url = "https:\/\/federalretirementservices.com\/wp-content\/plugins\/ajax-search-lite\/css\/fonts\/icons2.woff2"; window.ASL.css_async = false; window.ASL.highlight = {"enabled":false,"data":[]}; window.ASL.analytics = {"method":0,"tracking_id":"","string":"?ajax_search={asl_term}","event":{"focus":{"active":1,"action":"focus","category":"ASL","label":"Input focus","value":"1"},"search_start":{"active":0,"action":"search_start","category":"ASL","label":"Phrase: {phrase}","value":"1"},"search_end":{"active":1,"action":"search_end","category":"ASL","label":"{phrase} | {results_count}","value":"1"},"magnifier":{"active":1,"action":"magnifier","category":"ASL","label":"Magnifier clicked","value":"1"},"return":{"active":1,"action":"return","category":"ASL","label":"Return button pressed","value":"1"},"facet_change":{"active":0,"action":"facet_change","category":"ASL","label":"{option_label} | {option_value}","value":"1"},"result_click":{"active":1,"action":"result_click","category":"ASL","label":"{result_title} | {result_url}","value":"1"}}}; If you have any questions, call 1-888-706-2583. Change from one Medicare Advantage plan to another. These options also allow you to choose direct deposit, further speeding the process. team can explain plan benefits, how it all works and how to. Explore what the Benefit of. Learn how to get the most out of your Service Benefit Plan coverage with Medicare. Add or Change your Prescription Drug Coverage (Part D) plan if you are in Original . Reimbursement With a BCBS Medical Account that makes it easy to take advantage of this benefit. Blue Cross Blue Shield offers the most popular plan for retired federal employees, and it's easy to see why. Services Provided by a Hospital or Other Facility, and Ambulance Services, 5(e). Save my name, email, and website in this browser for the next time I comment. That may seem like a long time, but why wait? Follow the instructions on your bill to send us your payment. This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit. If you receive insurance through an employer, please enter the ZIP code or select the state of the employer's headquarters to view the BCBS companies serving that region. Its all up to you! 1996-document.write(new Date().getFullYear()); Blue Cross Blue Shield of Michigan and Blue Care Network are nonprofit corporations and independent licensees of the Blue Cross and Blue Shield Association. 5(a). Option 3. Reimbursement Account for Basic Option Members Enrolled in Medicare Quality Care Thats Right for YouWhether you need a routine check-up or a specialty procedure, you want the best care you can find. See if a Medicare Advantage plan is right for you. Benefits Section 5(h). Medicare Reimbursement Account. For vision reimbursement claims through 12/31/20 please submit to EyeMed. You have until December 31 of the following benefit year to submit your claim for reimbursement. Appeals and Grievances Administrative and Privacy Health PlansMiscellaneous Health and Wellness Heres everything you need to know about it. Leading the way in health insurance since 1929. 2021 . Step 1: Log in to bluecross blueshield mra Step 2: Click the "Forgot Password?" link. We use cookies on this website to give you the best experience and measure website usage. Standard Option and FEP Blue Focus members are not eligible. If youre a federal employee or retiree, you could be eligible for an extra $800 in your pocket this year, and there really are no strings attached. Summary of Benefits for the Blue Cross and Blue Shield Service Benefit Plan Basic . Medicare Advantage and Prescription Drug Plans are offered by a Medicare Advantage organization and/or Part D plan sponsor with a Medicare contract. Services, Drugs, and Supplies Provided Overseas, Non-FEHB Benefits Available to Plan Members. Blue Cross Blue Shield members can search for doctors, hospitals and dentists: The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies. Learn more about the benefits of combining Medicare coverage with the Service Benefit Plan. Fast Forms | Blue Cross Blue Shield of Massachusetts Home Fast Forms English Forms Here you'll find the forms most requested by members. If you do not receive your insurance though an employer, please enter the ZIP code for where you live. Services, Drugs, and Supplies Provided Overseas, Non-FEHB Benefits Available to Plan Members. E{IAih{A{ygl-1h\KjJ,11zq=Reqy,>D{1"(q7,(Q*U)-XE2wZ&Nc&/[F5XIxx MQOBA*UI\+LT+[|.$63w9z-dHw9k^fQ[4K>#Eec)f0rF60JplDa/v`ndkqf[aGJHVg=o#"7 Understand your care options ahead of time so you can save time and money. Medicare's prescription drug coverage, your monthly Medicare Part D premium will go up at least 1 percent per month for every . Basic Option members who have Medicare Part A and Part B can get up to$800with a Medicare Reimbursement Account. If you received a Medicare Part B reimbursement of $144.60 on your pension check in 2020, you do not need to provide documentation and your Part B reimbursement will automatically increase to $148.50 for 2021. Subscribe to our free email list to get our news updates in your inbox. Insights, information and powerful stories on how Blue Cross Blue Shield companies are leading the way to better healthcare and health for America. Step 4: bluecross blueshield medicare reimbursement will send you an email with additional instructions on how to reset your password. HealthEquity is an independent company that administers the Medicare Reimbursement Account on behalf of the BCBS Service Benefit Plan. endstream endobj startxref Check out the changes and updates to our plan in 2023. Member Services | Blue Cross Blue Shield :a|select|input|button|textarea)$/i.test(t.tagName)||(t.tabIndex=-1),t.focus())},!1); The BCBS Medical Reimbursement for Medicare Part B Premiums. Each year, Basic Option members enrolled in Medicare Part A and Part B can get cash back in their bank accounts. America is facing an affordability crisis when it comes to our health care. E%@ 2 -F`D>Op,Ur;@@YccO8?O[(S S_m IRMAA is a potential added expense that can raise your Medicare Part B or Medicare Part D premiums in retirement. You likely meet Medicare eligibility requirements if you: As you explore Medicare coverage from Blue Cross and Blue Shield companies, its important to first understand all your Medicare plan options. Get your wellness reimbursement. Fast Forms | Blue Cross Blue Shield of Massachusetts %%EOF Medicare Part B Premium Reimbursement for 2021 This is called "balance billing.". reimbursement of up to $800 if they also meet these requirements. Basic Option members with Medicare Part A and Part B can get up to $800 back. Our helpful. For more information, view our privacy policy. You can submit proof of premium payments through the. There are four ways to apply: Applying online or with the app will get you the fastest results, often within one or two business days. Since then, we continue to provide culturally appropriate, quality healthcare that is affordable to our Medicare members. 471 0 obj <>stream To submit by mail or fax, use the form below. Services offered by Thompson Wealth Management . To be eligible for the $800, you need to meet the following requirements: Note that your spouse is also eligible for their own reimbursement of up to $800 if they also meet these requirements. window.ASL = typeof window.ASL !== 'undefined' ? How to Get Reimbursement With a BCBS Medical Account Upon approval, you will receive reimbursement by direct deposit or check, depending on how you set up your account. var wpcf7 = {"api":{"root":"https:\/\/federalretirementservices.com\/wp-json\/","namespace":"contact-form-7\/v1"},"cached":"1"}; . 2023 Federal Retirement Services | Financial Planning Services offered through Thompson Wealth Management |Securities and Advisory Services offered through Harbour Investments, Inc. | Privacy Policy. All Rights Reserved. Step 3: Next, enter your Username/Password in the appropriate fields. You don't have to be an expert in this stuff. If youre the subscriber the person whose name is on your Blue Cross ID card its easy to set up recurring monthly payments that automatically pay your bill. Medicare Advantage plans can be confusing. 15.9%, Juneteenth is a New Paid Holiday for Federal Employees, Need an Extra $50? Welcome to Central Health Medicare Plan offers the most popular plan for retired federal employees, and its easy to see why. These options also allow you to choose direct deposit, further speeding the process. Site Map|Feedback|Download Adobe Acrobat Reader, Learn more about a Healthier Michigan.org, Important Information About Medicare Plans, Your date of birth, Social Security number, or subscriber ID number, also known as enrollee ID number, Your debit card, credit card or bank account information. Balance Billing | Blue Cross Blue Shield of Massachusetts endstream endobj startxref Learn more about our Total Care and Blue Distinction Specialty Care designation programs and find a designated doctor or hospital that meets your needs. Please review the terms of use and privacy policies of the new site you will be visiting. bluecross blueshield medicare reimbursement Requirements, bluecross blueshield medicare reimbursement web address. FIND YOUR LOCALBLUE CROSS AND BLUE SHIELDMEDICARE PLAN. Data driven insights, stories of inspired healthcare solutions and the interactive BCBS Health Index. for health insurance. bluecross blueshield medicare reimbursement valid Username & Password. To find out if you are eligible, reach out to your company benefits representative and ask if a company-sponsored Blue Cross and Blue Shield Medicare plan is available when you retire. Your . Its all up to you! If you have the BCBS Basic plan through the Federal Employee Health Benefits Program, BCBS will reimburse you up to $800 for your Medicare Part B premiums. Bluecross blueshield medicare reimbursement Medicare Advantage Prescription Drug Plans | Blue Shield Medicare The name of your insurance carrier (Blue Cross and Blue Shield Service Benefit Plan) . Fortunately, these benefits continue into your retirement and can make enjoying good health insurance affordable. Blue Cross Blue Shield offers the most popular plan for retired federal employees, and its easy to see why. To find out about premiums and terms for these and other insurance options, how to apply for coverage, and for much more information,contact your local Blue Cross Blue Shield company. Forms and Documents for Individuals and Families Access all the forms and documents you need to manage your health planfrom claims forms to health information disclosures. You will be going to a new website, operated on behalf of the Blue Cross and Blue Shield Service Benefit Plan by a third party. PDF A Fee-For-Service Plan (FEP Blue Focus) with a Preferred Provider 2023 Blue Cross Blue Shield Association. Out-of-Network Vision Services Claim Form. That may seem like a long time, but why wait? Do not use a fax cover sheet. Internet browser compatible with Simconnect Login official site, Reliable internet access for laptops, tablets,s or smartphones via a PC or smartphone, These are some tips to help you ensure a successful login, To avoid login problems, make sure you have a reliable internet connection. The account is used to reimburse member-paid Medicare Part B premiums. Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals, 5(b). PDF REIMBURSEMENT POLICY DME and Supplies - Blue Cross MN To learn more about your international coverage visit BCBS Global Core or contact your local BCBS company. Neal Thompsonis the founder of Federal Retirement Services and is recognized as one of the premier retirement planning advisors for federal employees. Blue Cross Blue Shield Get access to your member portal. Step 3: Next, enter your Username/Password in the appropriate fields. You can pay for medical, dental, vision, and prescription plans. Individuals attempting unauthorized access will be prosecuted. Step 3: Next, enter your Username/Password in the appropriate fields. hbbd```b``^"H 6ll`*XZ"Y"k`@$[,+DjhH RKH2+@$X Q $#Xq E Who among us couldnt use a little extra cash? As health care costs rise, a plan to save Americans over $700 billion, Tax credit extension protects affordable coverage for millions of Americans. Learn more about Medicare coverage or find international coverage solutions through Blue Cross Blue Shield Global. Any covered member over 17 can make individual payments online. 12629 0 obj <>/Filter/FlateDecode/ID[<4ABF65110A34A227D415BD536C512DAF><49BBCFE4725531418930B18210D7BB51>]/Index[12606 605]/Info 12605 0 R/Length 139/Prev 824591/Root 12607 0 R/Size 13211/Type/XRef/W[1 2 1]>>stream
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